Samsung Pay* is a safe and simple way to make mobile payments with select Samsung Galaxy devices, and it works at almost any retailer where you can swipe or tap your card.

Samsung Pay uses proprietary technology that works with both Magnetic Secure Transmission (MST) and Near-Field Communication (NFC) to make contactless mobile payments. MST and NFC enable you to make secure transactions at virtually every card reader where you can swipe or tap your card.

Samsung Pay works almost anywhere you can swipe or tap your card. From the grocery store to the coffee shop to your favorite clothing stores, Samsung Pay is the only mobile payment service that works at the majority of U.S. retail locations. In situations where you have to dip your card or in places where you don’t swipe your card yourself (e.g., sit-down restaurants, hotels, auto shops), it’s better to use your actual card. Samsung Pay doesn’t currently work at gas station pumps with dip readers, but it will work at most gas station cashier card readers.

Please visit www.samsung.com/us/samsung-pay for a full list of compatible devices.

You can use both your Argent Credit Union personal credit cards and debit cards. Argent Credit Union Business debit cards are not available for Samsung Pay.

Samsung Pay is preloaded when purchased; however, you may need to visit the google play store to download the app.

When paying with Samsung Pay, you’ll receive and sign a receipt for your purchases, just as you would with a physical card. You won’t receive a separate physical or digital receipt from Samsung Pay.

Returns made through Samsung Pay are handled the same way as with your physical card–according to the store’s policies. If you return an item paid for through Samsung Pay, the store may require you to hover your device over either the card reader or the NFC reader to complete the return.

Most transactions made through Samsung Pay are viewable shortly after processing, for one month from the time of purchase. Simply open the app and tap on a card to see all the Samsung Pay transactions made with that card. Additionally, a notification with your transaction details will be sent to your device after each Samsung Pay purchase. Note: notifications require an active internet connection.

Samsung Pay uses a graphical representation, not an exact replica of your Argent Credit Union card.

Cards can be easily added to Samsung Pay by using your device’s camera to scan in your card’s information or by manually inputting the card information yourself.

You can add up to 10 cards using Samsung Pay. Both credit cards and debit cards can be added.

The average amount of time it takes before your card is fully active for use after being added and verified will vary slightly between cardholders, but shouldn’t take more than a few minutes. If you encounter any issues, please contact the credit union for assistance. Don’t try to enter the same card multiple times.

More information is available at www.samsung.com/us/samsung-pay