MINIMUM PAYMENT EXAMPLES

80% LTV – Payment example based on a loan amount of $25,000: 5-year term with an interest rate of 3.490%, the APR for this loan type is 3.509%. The monthly payment schedule would be:

59 payments of $454.68 at an interest rate of 3.490%
1 payment of $454.77 at an interest rate of 3.490%

80% LTV – Payment example based on a loan amount of $25,000: 10-year term with an interest of rate of 3.990%, the APR for this loan type is 4.000%. The monthly payment schedule would be:

119 payments of $252.99 at an interest rate of 3.990%
1 payments of $253.55 at an interest rate of 3.990%

90% LTV – Payment example based on a loan amount of $25,000: 5-year term with an interest of rate of 4.740%, the APR for this loan type is 4.760%. The monthly payment schedule would be:

59 payments of $468.81 at an interest rate of 4.740%
1 payment of $468.71 at an interest rate of 4.740%

90% LTV – Payment example based on a loan amount of $25,000: 10-year term with an interest rate of 5.240%, the APR for this loan type is 5.251%. The monthly payment schedule would be:

119 payments of $268.11 at an interest rate of 5.240%
1 payment of $267.53 at an interest rate of 5.240%

*Home Equity Loan rates listed include 0.25% discount when payments are automatically taken from an Argent CU checking account. Rates and terms will vary depending upon loan-to-value, credit qualifications, term of the loan, and occupancy of the property. Not available for a home purchase or investment properties. Property insurance is required, flood insurance may be required. Consult with your tax advisor on potential tax savings. Certain restrictions apply.

These rates are provided for illustrative purposes only; actual payments may be higher or lower.

NMLS #421982