Personal Loans

We’re here to help with all of your personal loan needs.

Apply Now

We Make It Easy

Easy Application

It only takes a few minutes to apply

Affordable

Loans from 12 months – 60 months

Convenient

Apply online, over the phone, or in-person

We've Got You Covered

We've Got You Covered

It’s easy to enjoy the holidays with a Personal Loan from Argent.  Whether your gifts are large or small, we are here to help.

  • Rates as low as 10.24% APR*
  • Terms from 12 to 60 months
  • No application fees

Apply Now

Rates

More Than Gifts...

More Than Gifts...

Money can be used for more than just holiday gifts. Plan a winter getaway, or update your home before visiting family arrives. A Personal Loan is a great alternative to using high-rate credit cards.

Apply Now

Rates

Our Convenient Application Process

Step
1

Apply Online in Minutes

Fill out our user-friendly online application and tell us about yourself and your finances.

Step
2

We Review

We’ll review your application and get back to you as quickly as possible.

Step
3

Receive Your Money

Once you agree to your loan rate and terms, your loan will be deposited into your credit union account and your repayment term begins.

★★★★★

Great Service and Caring Team!

-Deborah B.

Loan Calculator

Loan Amount

$

Payment

$

Terms

Interest Rate

%

Est. Monthly Payment: $0

Personal Loan FAQ

What are my loan payment options with Argent?

Argent provides our members with a variety of options to help them make their loan payments. You can make payments quickly and easily either from your Argent account, or even from an account at another financial institution. View Options »

 

What if I’m having difficulty making my loan payments?

How can I use Online and Mobile Banking to manage my loan?

How do I become a member at Argent?

Do I need to supply any specific information or documents to Argent when I apply?

More Loan Products

Credit Cards

No annual, balance transfer, or cash advance with low variable rates.

Learn More

Home Loans

New and home refinancing with an affordable monthly payment.

Learn More

Auto Loans

Enjoy competitive rates and up to 120% financing.

Learn More

*APR = Annual Percentage Rate.  Rates range from as low as 10.24% APR up to 18% maximum APR. A discount of 0.25% is included for an automated payment method approved by us.  All loans subject to credit approval. Rate and term determined based on creditworthiness. The rate will not increase while the plan is open.  Payment example, if you financed $3,500 at 10.24% APR, you would have a monthly payment of $74.79 for 60 months.  Non-member applicants must meet Argent Credit Union membership eligibility requirements and must become a member prior to or concurrent with loan funding.