Personal Lines of Credit
We’re here with a personalized borrowing solution that meets your needs.
Apply NowWe Make It Easy
Don’t Worry About Unexpected Expenses
Borrow what you need, when you need it during your draw period
Revolving Line of Credit
Credit limit resets when you pay down your balance
Convenient
Quick application process
Personal Lines of Credit
Enjoy access to the money you need when you need it!
During your draw period, you have the option to make only minimum monthly payments on the interest due on the line of credit, or you can pay off both interest and principal as you go. The choice is yours.
Our Convenient Application Process
Apply for a Personal Line of Credit Online in Minutes
Fill out our user-friendly online application and tell us about yourself and your finances.We Review
We’ll review your application and pull your Equifax credit report.Disbursement
Once you agree to your credit limit, APR, and terms, you’re ready to start borrowing money up to the dollar amount you are approved for.Friendly and helpful staff. Great offering of services from investments to loans to account services.
-Melissa B.
Personal Line of Credit FAQ
What is the difference between a personal loan and a personal line of credit?
A personal loan is a lump sum that is deposited into your savings or checking account, and your repayment period begins immediately at a fixed rate. A personal line of credit, however, is a revolving line of credit, where you can borrow as needed during your withdrawal period. Following this period of time, you go into your repayment period, usually longer than the withdrawal phase. During your repayment period, you pay off your remaining balance, which consists of your principal and interest.
How can I make payments with Argent?
Our members have a range of options so that they can make their loan payments. Click here to choose the best one for you so that you can make payments quickly and effortlessly, whether it’s from an existing Argent account, or from one at another financial institution.
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