Open Your Account Online!

Experience unbeatable rates, exceptional service, and a lifelong commitment to your financial well-being at Argent Credit Union.

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Benefits of Opening an Account at Argent

No Monthly Fees

Enjoy banking without the worry of hidden charges.

Low Minimum Deposit

Get started with just $5.

Competitive Rates

Maximize your savings with our great rates.

Why Choose Argent?

At Argent Credit Union, we’re more than just a bank. We’re your financial partner, dedicated to meeting your needs with a comprehensive suite of products and services, including savings and checking accounts, loans, and credit cards. Join us and experience the benefits of membership.

Open Your Account

Your Funds Are Insured

Eligibility Criteria for Opening an Account

Conveniently open your account online if you:

  • Live, work, attend school, worship, or volunteer in the Counties of Chesterfield, Henrico, Hanover, and the City of Richmond
  • Are an immediate family member or housemate of an eligible individual
  • Are at least 18 years of age and
  • Are a U.S. Citizen or U.S. Resident Alien

Open Your Account

What You’ll Need:

  1. A minimum of $5.00 to open your account.
  2. A valid drivers license or DMV issued I.D. card and your social security number.
  3. A physical address (Sorry, no P.O. Boxes). You can establish a P.O. Box as your mailing address once your account is opened.

If you plan to add a joint owner, you will also need the above information for them as well.

Open Your Account

★★★★★

“Phone calls for Online Banking are answered quickly.”

– Eva T.

“Great offering of services from investments to loans to account services.”

– Melissa B.

More Savings Products

Free Checking

A Totally Free Checking product with no hidden fees and Free Mobile Deposit.

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Online Banking

A free, secure service that allows you to manage your accounts online.

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Mobile Deposit

An easy, convenient and secure way to deposit checks as soon as you receive them.

Learn More