Money Management Account (MMA)
Also known as a money market account, our Money Management Account allows you to experience the best of both worlds with a high-yield savings account and the flexibility of a checking account.
Open AccountArgent Money Management Account Benefits
No Monthly Fee
Keep more of your earnings without worrying about maintenance fees.
Competitive Rates
Benefit from rates that help your balance grow faster.
Earn Higher Dividends
The more you save, the more you earn with our tiered rates.
Unlock Potential Savings with a Money Management Account
With an Argent money management account, you can enjoy higher earnings than a regular savings account while maintaining access to your money. As your balance grows, so does your interest rate.
MMA Highlights
Our MMA is here to help you reach your financial goals with high interest rates and all the benefits that come with being an Argent member, including:
- No monthly fee: Keep your money intact
- Tiered dividends: Increase your earnings as your balance grows
- Accessibility: Enjoy up to 6 free withdrawals per month
- Security: Insured up to $250,000 by the NCUA
Argent Membership Benefits
In addition to the benefits of opening a Money Management Account, you can also leverage the exclusive advantages of being a member of Argent Credit Union. Our team is committed to your financial well-being and success.
- GreenPath Financial Wellness: We partnered with GreenPath Financial Wellness, a trusted national non-profit that provides personalized financial counseling, debt management services, credit report review, student loan counseling, and more.
- Annual credit report: Consumers are entitled to one free credit report per year from each of the three major credit reporting agencies: Equifax, Experian, and TransUnion.
- Argent Investment & Retirement program: Work with our broker-dealer, CUSO Financial Services, LP (CFS), for retirement planning. Get help reviewing your financial plan, retirement planning, optimizing your retirement accounts, income strategies, education funding, and more.
- Online Security Center: Our online security center helps protect you from identity theft and fraud. Review our comprehensive security educational resources with computer protection, tips for parents, cyber security resources and best practices, and general safety information.
- Free notary services
- Safe deposit boxes (select locations, call for availability)
Money Management Account FAQs
Are money management accounts FDIC insured?
Argent MMAs are insured by the NCUA up to $250,000, similar to FDIC insurance.
Can I write checks or use a debit card with this account?
Yes, you can write checks and use your funds with limited withdrawals (up to 6 free per month). There is no debit card associated with this account.
How does this money management account compare to other savings options?
It offers higher dividends than regular savings accounts and provides tiered rates for larger balances.
What fees are associated with this account?
There are no monthly maintenance fees.
Opening an Argent MMA is Easy
Sign into Online Banking
Click the Additional Services tab
Click the Open a New Savings button. It's that easy!
I would highly recommend banking with Argent!!
-Skylyn F.
Great offering of services from investments to loans to account services.
-Melissa B.
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