Club Account
Put a name on your dreams and see where they take you! Our Club Account lets you save for a specific goal with great rates and easy access to your funds.
Benefits of an Argent Club Account
Flexible Opening Deposit
Start with any amount that works for you
Earn Quarterly Dividends
Grow your savings with competitive interest rates.
Ideal for Holiday Savings
Perfect for setting aside funds for special occasions.
Maximize Your Savings Potential
Need an incentive to save for a specific goal, from an emergency fund to a dream wedding or landmark vacation? It helps to put a name on it.
Our Club Account lets you set money aside in a named account for each saving goal, from “Much Needed Vacation” to “Taxes”, so you can keep your savings organized.
Even better, your Club Savings Account comes with:
- Generous quarterly dividends on balances of $100 or more
- Flexible opening deposit
- NCUA insurance up to $250,000 per account
You can also always access your funds with ease. Manage and transfer funds anytime with our online, mobile, and phone banking services.
Click below to check out our great Club Account rates, or to get started saving for your goals today.
Membership Features
Online Banking
Our free, secure, 24/7 online financial services let you manage your money your way.
Mobile Banking
You’re on the move. Take your banking with you with our convenient mobile apps.
Mobile Deposit
Got paid? Check it in from wherever you are with our mobile deposit feature.
Direct Deposit
Get your money faster. Set up a direct deposit for your paycheck or other regular income.
Zelle®
Settling up? Send or receive money directly using our mobile app or online banking.
CardValet
Get real-time alerts and turn your debit card on or off instantly from your phone.
“Seriously, Argent is the best bank I’ve ever been with. Thank you guys for being consistent, friendly, timely and helpful. “
– Morgan T.
“I have been with the credit union for over 20 years! It has always been a great experience with all of the services I have used over the years.”
– Lou M.
Club Accounts FAQs
What is a Club Account?
A Club Account is a specialty savings account you set up for a specific financial goal, from a tax payment to a home upgrade. Unlike traditional savings accounts, Club Accounts can be individually named to reflect what you plan to use your savings for.
Is there a minimum deposit to open a Club Account?
Our Club Accounts feature a flexible opening deposit. Invest any amount that works for you to start your savings journey.
Are there withdrawal restrictions?
Yes, withdrawals from a regular Argent Credit Union Club Account are limited to three per month. One withdrawal from Holiday or Vacation Club Accounts are allowed with no charge. Additional withdrawals are allowed with a $10.00 fee.
Does a Club Account earn interest?
Yes, Club Accounts earn a specialty savings account interest rate (or dividend) on amounts over $100. Check out our latest rates and annual percentage yields (APYs) here.
Is there a minimum balance requirement for a Club Account?
There is no minimum balance requirement for a Club Account. However, balances under $100 will not earn dividends.
Can I set up automatic transfers to my Club Account?
Yes, you can ensure regular contributions to your Club Account by setting up automatic transfers from your checking account or main savings account.
Annually, funds for the balance of the Holiday Club accounts are deposited into your share account on October 1 or the next business day. Vacation clubs are deposited on April 1.
Are my deposits insured?
Yes, funds deposited in Argent Credit Union Club Accounts are fully insured by the federal government through the National Credit Union Administration (NCUA) up to $250,000 per account.
Explore Other Savings Accounts
Money Management Account (MMA)
Experience the best of both worlds with a high-yield money market account that offers the flexibility of a checking account.
Savings Account
Your savings account is more than a place to store money; it’s the cornerstone of your Argent Credit Union membership.
Individual Retirement Account (IRA)
Start planning for retirement or your child’s education with regular contributions to an Argent IRA.
