Savings Accounts
Unleash the potential of your savings with an account that puts you on the path to future success while unlocking new financial opportunities today.
Benefits of an Argent Credit Union Savings
Low Minimum Deposit
Start saving with just a small opening amount.
Earn Quarterly Dividends
Watch your savings grow with competitive interest rates.
Insured Security
Your funds are insured up to $250,000 by the NCUA.
Your Gateway to Smart Banking Starts Here
Your savings account establishes your membership with Argent Credit Union and allows you access to our full range of products and services.
- Minimum deposit of just $5
- Dividends on balances of $100 or more
- Free online and mobile banking
- Club Accounts to save for special occasions
- Automate your savings by setting up a direct deposit through your employer
- Funds insured up to $250,000 by the NCUA
Click below to get started, or to check out our generous dividend rates.
Savings Calculator
For your convenience, we have two online savings calculators to assist you in your financial planning. Choose the one below that fits your needs.
- Single Deposit – Plan your savings with a one-time deposit.
- Monthly Deposit – See how regular contributions can grow over time.
Membership Features
Online Banking
Check your balance, pay bills, deposit, and transfer funds whenever you want with free 24/7 online banking.
Mobile Banking
Put banking convenience at your fingertips with mobile banking on any device. Track your spending, receive alerts, and make payments.
Mobile Deposit
Deposit checks directly into your account from anywhere with our convenient mobile deposit service.
Direct Deposit
Supercharge your savings by setting up automatic direct deposit of funds straight into your account.
Zelle®
Make secure peer-to-peer payments from inside our mobile app for maximum security.
CardValet
Manage your cards from your phone or tablet. Set alerts, monitor balances, and turn cards on and off instantly.
“Seriously, Argent is the best bank I’ve ever been with. Thank you guys for being consistent, friendly, timely and helpful. “
– Morgan T.
“I have been with the credit union for over 20 years! It has always been a great experience with all of the services I have used over the years.”
– Lou M.
Savings Account FAQ
How do I open a savings account at Argent Credit Union?
When you become an Argent member, your first step is opening a savings account. This account serves as your gateway to our full range of services, including checking accounts, credit cards, and loans.
Is there a minimum balance requirement?
Open your Argent Credit Union Savings Account with just $5 – that’s all you need for both your initial deposit and minimum balance.
Do savings accounts earn interest?
Argent Credit Union savings accounts earn interest in quarterly dividends on deposits of $100 or more.
Is there a monthly service fee for maintaining a savings account?
Argent Credit Union does not charge monthly or annual maintenance fees.
Can I set up automatic transfers to my savings account?
Yes, you can set up automatic transfers from your checking account to effortlessly grow your savings.
Explore Savings Accounts
Money Management Account (MMA)
Experience the best of both worlds in a high-yield savings account with the flexibility of a checking account.
Certificates (CDs)
Invest to secure your financial future. Earn more on your savings with our range of risk-free Certificates.
Club Account
Set up a Club Account to help you save for specific goals like a dream vacation or extra holiday expenses.
