Checking
Take control of your finances with Argent Credit Union’s free checking account, which offers convenience, flexibility, and no hidden fees.
OPEN NOWChecking Account Benefits
Enjoy straightforward checking accounts packed with valuable features.
Simplicity
No more monthly fees and minimum balances.
Safety Net
Free overdraft protection directly from your savings.
Peace of Mind
Benefit from Visa’s Zero Liability Fraud Protection.
No More Waiting
Get paid up to 2 days early with direct deposit.*
Effortless Banking With a Free Checking Account
Our personal checking account provides you with a seamless and supportive banking experience. Whether you’re managing daily expenses, transferring funds, or embracing digital banking, we ensure a hassle-free journey with no hidden costs.
With Argent Checking you get:
- FREE Debit Card with Visa’s Zero Liability Fraud Protection
- FREE Online and Mobile Banking with access to Mobile Deposits, eStatements, and Bill Pay
- FREE Overdraft Protection from Savings
Open an account today to take charge of your money with our straightforward, free checking services.
Switching to Argent is a Breeze
Ready to switch your checking account to Argent? Our Switch Kit makes it easy!
Additional Features
Argent’s free checking account is easy to open and offers you more.
CheckPrivilege
Let us pay overdrafts on ATM withdrawals and everyday debit card transactions.**
Direct Deposit
Direct deposit reduces the risks of check fraud and lost or stolen checks while ensuring easy and secure transfers.
Banking Without Barriers
Manage your finances your way. Access your accounts in person, online, or through your mobile device.
Pay Your Way
Enjoy the flexibility to make payments by check, card, digital wallet, or our convenient mobile app.
Debit Card Controls
Take charge of your spending with tools to lock/unlock your card, manage settings, and receive instant fraud alerts for added security.
Easy to Open
Getting started is simple. Sign into online banking and click “Open a New Savings, Checking, or Certificate” to set up your account in minutes.
Phone calls for Online Banking are answered quickly.
-Eva T.
Great offering of services from investments to loans to account services.
-Melissa B.
Checking Account FAQ
What makes Argent Credit Union’s Checking Account free?
Argent’s Checking Account comes with no monthly fees or minimum balance requirements, making it a truly free option for managing your day-to-day finances.
How does overdraft protection work?
Argent automatically transfers funds from your savings account to cover expenses if your checking account balance is insufficient, so you can avoid overdraft fees.
How do I get paid up to two days early?
With direct deposit, Argent lets you access your paycheck or other ACH deposits automatically for free up to two days earlier than the scheduled payment date.
Opening an Argent Checking Account is Easy
Step 1
Sign into Online BankingStep 2
Click the Additional Services tabStep 3
Click the Open a New Savings, Checking, or Certificate button. It's that easy!More Savings Products
Savings
Open an account with a minimum of $5.00, and enjoy the benefits of our full line of products & services.
Certificates
A risk-free way to watch your money grow while saving for the future.
MMA
Enjoy high-yield savings along with the flexibility of a checking account when you open a MMA.
