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Accounts
Argent Credit Union, one of Richmond’s largest credit unions, offers a range of account types tailored to meet your needs. Whether you're opening your first checking account or seeking a high-interest savings option, we provide great rates, low fees, and the personal service you deserve.
Open an Account Online
Savings and Checking Accounts for All Your Financial Needs
Argent Credit Union offers competitive rates and low fees across all of our accounts, from checking to high-yield savings and certificates. With easy online access, you can manage your money effortlessly. Join Argent Credit Union today with just a $5 deposit.
Ready to start saving? Open a savings account online now.
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Explore Argent Credit Union’s Products
Discover our selection of savings and checking products designed to help you save more, manage your finances efficiently, and enhance your financial well-being.
- Free Checking: No minimum balance or monthly fees.
- Money Management Account (MMA): Higher interest rates with easy access.
- Certificates (CDs): Lock in great rates with terms that fit your needs.
- IRAs: Save for retirement with tax-advantaged accounts.
- Club Accounts: Designed to help you save for specific goals.
I got excellent service with my banking services from entering the bank and finishing my business and leaving the teller. Thank you.
-Charles D.
Very friendly and helpful.
-Marilyn M.
Account FAQs
What’s the difference between a checking and savings account at Argent?
A checking account at Argent Credit Union is designed for easy daily access with no minimum balance or fees, while a savings account offers higher interest rates to help you grow your funds over time.
Are my funds insured at Argent Credit Union?
Yes, your funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA), ensuring peace of mind for your savings.
Loan Products
Auto
Enjoy competitive rates, no payments for 90 days, and up to 120% financing.
Personal Loans
Get the cash you need to use however you want, from debt consolidation, to a vacation, or wedding.
Home Loans
Whether it’s a Conventional, Adjustable Rate, or Medical Professional Loan, we’ve got you covered.