Checking

Experience the freedom of managing your money with Argent’s FREE Checking Account.

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Benefits of an Argent Checking Account

Simplicity

Forget about monthly fees and minimum balance requirements.

Safety Net

Enjoy free overdraft protection directly from your savings.

Peace of Mind

Benefit from Visa’s Zero Liability Fraud Protection on your FREE Debit Card.

Uncomplicated Banking with our Checking Account

Our checking account is designed to provide you with a seamless and supportive banking experience. Whether you’re managing daily expenses, transferring funds, or embracing digital banking, we ensure a hassle-free journey with no hidden costs. Opening an account is both convenient and straightforward.

Open a Checking Account

Get Paid Up to 2 Days Early*

Do the things you want to do sooner.  Get Paid Up to 2 Days Early* when you use direct deposit for your pay check or any other ACH transaction. Once you have direct deposit, you don’t have to do anything.  Get paid early is an automatic feature of our direct deposit, and it’s FREE!

CHECKPRIVILEGE**

Instead of being declined during a time of need, CheckPrivilege will help you cover the expense.  Allow us to pay overdrafts on your ATM and everyday debit card transactions.

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DIRECT DEPOSIT

Direct Deposit reduces the risks of check fraud and lost/stolen checks.  Signup is easy.  Simply complete the form and send it to your employer or company you want to automatically deposit funds into your Argent Account.

Direct Deposit Form

 

Checking Account Details

With Argent Checking you get:

  • FREE Debit Card with Visa’s Zero Liability Fraud Protection
  • FREE Online and Mobile Banking with access to Mobile Deposits, eStatements, and Bill Pay
  • FREE Overdraft from Savings

Open A Checking Account

Switching to Argent is a Breeze

Ready to switch your checking account to Argent? Our Switch Kit makes it easy!

Make the Switch

Banking Made Convenient

Pay bills and bank in person, online, or through your mobile device.

Control your debit card with lock/unlock features, fraud alerts, and international usage blocks.

Make payments with your check, debit card, digital wallet, or our mobile app.

Opening an Argent Checking Account is Easy

Step
1

Sign into Online Banking

Step
2

Click the Additional Services tab

Step
3

Click the Open a New Savings button.  It’s that easy!

Don’t have an account with us? 

Become a member and open your first account today!

★★★★★

“Phone calls for Online Banking are answered quickly.”

– Eva T.

“Great offering of services from investments to loans to account services.”

– Melissa B.

More Savings Products

Savings

Open an account with a minimum of $5.00, and enjoy the benefits of our full line of products & services.

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Certificates

A risk-free way to watch your money grow while saving for the future.

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MMA

Enjoy high-yield savings along with the flexibility of a checking account when you open a MMA.

Learn More