We Make It Easy
Easy Application
It only takes a few minutes to apply
Affordable
Loans from 12 months – 60 months
Convenient
Apply online, over the phone, or in-person
Our Convenient Application Process
Apply Online in Minutes
Fill out our user-friendly online application and tell us about yourself and your finances.
We Review
We’ll review your application and get back to you as quickly as possible.
Receive Your Money
Once you agree to your loan rate and terms, your loan will be deposited into your credit union account and your repayment term begins.
Great Service and Caring Team!
-Deborah B.
Personal Loan FAQ
What are my loan payment options with Argent?
Argent provides our members with a variety of options to help them make their loan payments. You can make payments quickly and easily either from your Argent account, or even from an account at another financial institution. View Options »
What if I’m having difficulty making my loan payments?
How can I use Online and Mobile Banking to manage my loan?
How do I become a member at Argent?
Do I need to supply any specific information or documents to Argent when I apply?
More Loan Products
*APR = Annual Percentage Rate. Rates range from as low as 10.24% APR up to 18% maximum APR. A discount of 0.25% is included for an automated payment method approved by us. All loans subject to credit approval. Rate and term determined based on creditworthiness. The rate will not increase while the plan is open. Payment example, if you financed $3,500 at 10.24% APR, you would have a monthly payment of $74.79 for 60 months. Non-member applicants must meet Argent Credit Union membership eligibility requirements and must become a member prior to or concurrent with loan funding.