Annual Credit Report
One of the best ways to protect yourself from fraud and identity theft is to check your credit report for accuracy regularly.
Get Your ReportCredit Reporting Agencies
Equifax
A credit report is a summary of your unique financial history.
Experian
Activity is reported by lenders and creditors you have accounts with.
TransUnion
Contact the credit bureau if information is inaccurate or incomplete.
Ensure Accuracy and Prevent Fraud
Credit reports play an important role in your financial life. Consumers are entitled to one free credit report per year from each of the three major credit reporting agencies: Equifax, Experian, and TransUnion.
How to Obtain Your Free Credit Report
To get your free annual credit report, visit Annual Credit Report, a marketing-free Web site mandated by federal law for consumers to receive their report online. You can also receive your report by calling (877) 322-8228 or by a written request to:
Annual Credit Report Request ServiceP.O. Box 105281
Atlanta, GA 30348-5281
View Your Report Regularly
Regularly reviewing your credit report helps you:
- Identify Errors: Ensure all information is correct and up-to-date.
- Detect Fraud: Spot signs of identity theft early to take prompt action.
- Understand Your Credit: Gain insight into your credit history and score, which can impact loan approvals and interest rates.
- Improve Financial Decisions: Make informed choices about managing debt, credit cards, and loans.
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Convenient Services
Online Banking
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Mobile Deposit
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Card Valet
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